VA Home Loan Lenders

The following is a description of VA lenders and resources provided for their use:

Lenders are individuals or entities (private or government) that originate, hold, service, fund, purchase, sell, or otherwise transfer loans guaranteed by the Department of Veterans Affairs. The links below are offered as tools and information for VA lenders.

In Their Own Words – What Home Means

Since 1944, VA and private industry partners have worked together to provide generations of Veterans and Servicemembers with the opportunity to achieve the dream of homeownership. Veterans share their personal stories about how the VA Home Loan benefit has transformed their lives and what home means to them.

Lender Resources

VA Buyer's Guide

Lender's Handbook

VA Loan Guaranty Circulars

LGY HUB

Lenders Conference Information

Lender/Servicer Administrative User Guide

Announcements

Regional Loan Centers

VA Loan Eligibility

VA Loan Limits

State Fees and Charges Deviations

Quick Reference Documents

Cash-Out Refinances

Prior Approval Loan Processing for Lenders

Condo Approval for Lenders

Correct a COE

Videos

VA Cash-Out Rule Webinar – Webinar Slides

VA Appraisals and Reconsiderations of Value

Stakeholder Videos

Loan Volume Data

Loan Volume by Lender

Loan Volume by State

Loan Volume by County

Purchase Loan – Credit/Volume Report (2018 to May 2022)

Joint Loans (FY 2018-2021)

VA ServiceNow

VA has transitioned all IT help desk and support services to the ServiceNow Customer Service Management (CSM) application. Registered users can submit a case, log in to view and respond to cases, and respond by email using their ID.Me/AccessVA account. Guest users can submit a case and respond by email.

ServiceNow Home Page

Download the ServiceNow User Guide

If you encounter any problems while using this system, please submit cases directly in the ServiceNow guest portal. LGYHub/WebLGY/FFPS users can contact VIP.VBACO@va.gov

When considering VA home loan lenders, it's crucial to find one that offers competitive rates, excellent customer service, and specialized expertise in VA loans. Here are some reputable VA home loan lenders to consider:

1. Veterans United Home Loans: Veterans United is a top-rated VA lender that specializes in serving military members, veterans, and their families. They offer VA home loans with competitive rates, flexible terms, and personalized support from VA loan specialists.

2. USAA: USAA is a financial services company that caters to military members and their families. They offer VA home loans with competitive rates, no down payment requirements, and dedicated support from knowledgeable loan officers who understand the unique needs of military borrowers.

3. Navy Federal Credit Union: Navy Federal is the largest credit union in the United States serving military members, veterans, and their families. They offer VA home loans with low rates, no down payment options, and flexible terms, along with personalized service from experienced loan officers.

4. Quicken Loans/Rocket Mortgage: Rocket Mortgage is known for its user-friendly online platform and fast loan approval process. They offer VA home loans with competitive rates, customizable terms, and a convenient digital experience that makes it easy to apply and manage your loan.

5. Veterans First Mortgage: Veterans First Mortgage specializes in VA home loans and is committed to helping military borrowers achieve homeownership. They offer VA loans with competitive rates, flexible terms, and personalized support from experienced loan officers who understand the unique needs of veterans.

6. PenFed Credit Union: PenFed is a credit union that offers a variety of mortgage options, including VA home loans. They provide competitive rates, no down payment options, and personalized service from dedicated loan officers who specialize in VA loans.

7. NewDay USA: NewDay USA is a VA-approved lender that focuses on serving military borrowers with VA home loans. They offer competitive rates, no down payment options, and personalized support from loan specialists who are knowledgeable about VA loan benefits and requirements.

When choosing a VA home loan lender, it's essential to compare rates, fees, and customer reviews to find a lender that meets your needs and provides excellent service. Additionally, consider factors such as loan officer expertise, responsiveness, and the lender's reputation within the military community. By doing your research and comparing multiple lenders, you can find the best VA home loan lender for your needs.