Navy Federal Auto Loan

If you are in the market to purchase a new or used car or wish to refinance your existing auto loan, we are here to assist you. Our auto loans offer competitive rates, 100% financing, and special discounts for military personnel, with quick decisions often made in seconds. You can explore the potential savings and start driving today.

Our Car Buying Center offers a comprehensive solution for financing, buying, researching, protecting, and enjoying your next vehicle. All these services are available in one convenient location.

Moreover, you can take advantage of exclusive member benefits from TrueCar®, CARFAX®4, Liberty Mutual®5, and SiriusXM, which offer great savings.

Navy Federal Credit Union has everything you need to fund, purchase, research, protect, and appreciate your next car, from beginning to end. You can rely on our resources and guidance to make an informed car-buying decision. With excellent loan rates, car prices, vehicle history reports, insurance discounts, and in-car entertainment packages, you can enjoy a great deal in all aspects. Our all-in-one approach will allow you to purchase your next vehicle with ease and peace of mind.

Navy Federal Credit Union offers auto loans to its members, providing financing for purchasing new and used vehicles. Navy Federal's auto loans come with competitive rates, flexible terms, and various features designed to meet the needs of its members.

Key features of Navy Federal auto loans include:

1. Competitive Rates: Navy Federal Credit Union offers competitive interest rates on auto loans, helping members save money on their vehicle financing.

2. Flexible Loan Terms: Navy Federal provides flexible loan terms, allowing members to choose repayment periods that suit their budget and financial goals. Loan terms typically range from 12 to 96 months for new vehicles and up to 72 months for used vehicles.

3. Financing Options: Navy Federal offers financing for both new and used vehicles, including cars, trucks, SUVs, and motorcycles. Members can finance up to 100% of the vehicle's purchase price, including taxes and fees, with no down payment required in many cases.

4. Pre-Approval: Navy Federal offers pre-approval for auto loans, allowing members to shop for vehicles with confidence knowing their financing is already secured. Pre-approval can help streamline the car-buying process and negotiate better terms with dealerships.

5. Refinance Options: Navy Federal also provides auto loan refinancing for members who want to lower their monthly payments, reduce their interest rate, or change their loan term. Refinancing can be a smart option for members looking to save money on their vehicle financing.

6. Online Account Management: Navy Federal offers online account management tools that allow members to easily manage their auto loan accounts, make payments, view statements, and more, conveniently from their computer or mobile device.

7. Military Benefits: As a credit union serving military members, veterans, and their families, Navy Federal may offer special benefits and discounts on auto loans for eligible members, such as reduced interest rates or additional perks.

8. Excellent Customer Service: Navy Federal is known for its excellent customer service, with dedicated representatives available to assist members with their auto loan needs, answer questions, and provide personalized support throughout the loan process.

To apply for a Navy Federal auto loan, individuals must be members of the credit union, which typically requires eligibility based on military service, employment with the Department of Defense, or affiliation with certain organizations or family members who are Navy Federal members. Prospective borrowers can apply for membership and a loan online, over the phone, or in person at a Navy Federal branch.